Wednesday, November 19, 2008

Free Financial, Why?


Many people think the earnings are high, to get billions of rupiah heritage, to get the lottery, etc. are free in the financial enterprise.

Although not entirely wrong, the argument is not entirely correct. For free financially not determined by the amount of income you get. But how we manage the amount of expenditure does not exceed the amount of revenue. Indeed, of course, free to the reach the level of financial second variable is to be fulfilled. For what may set the variable expenses so that more small incomes if the variable is zero. For example you decide to be imprisoned and living in the forest.
So the initial steps to be financially free is have the income. After that we just set the amount of expenditure to be adjusted by the amount of revenue. Basically, for we can put a small amount of spending more of the spending that time we also have free financially, whatever the score. Ancient proverb says "should be less adequate, more should be left".
By changing the paradigm, the achievement indeed be financially free does not always have to be achieved with the sky. Because in fact this is the result of a paradigm that many people in order to pursue financial freedom, instead of achieving its objectives even trapped in the vicious circle into financial slaves.
Now imagine, with the goal of working people to earn money and achieve financial freedom. Because of the economic situation, inflation factors, monetary and others who are required to work increasingly hard. For although the nominal salary of an employee increased from year to year, the value of their purchasing power is almost parallel with the increase of prices of goods. Unless of course if you get a special promotion. And should note that the higher positions someone then the more time that should be immortal to work. As a result, are increasingly also reduced the time that they had to be enjoyed with family and the environment. Something that actually is a main goal to achieve financial freedom.
But do not count also someone with a high income or have a few factories have been free even financially. When the desire to accumulate money as a burden still living, making frantic work and have no spare time for both himself and for his family, he was not free financially. Illustration may be the most appropriate to describe this is Uncle Gober in the Disney cartoons. Ironically, indeed, a lot of money but drawing hearts feel poor, even for the shopping needs of even feasible.
So once again, must remember to be financially free should not be achieved with high income and also not to be stingy with the way the self. For as long as we can set the scale of expenditure under the revenue, do not hesitate to spoil themselves and their families shopping for something that we want. Including recreation, of course.
Therefore, people are now more aware not to spend time working hard for a lifetime, far from family and the environment, to finally removed when age is no longer productive. Paradigm that is now used more people not Work Hard, But Work Smart! Creating passive income (passive income) is the one. For with the relatively passive then we have to use more time with family and make ourselves more useful for the environment. No matter how much revenue it will be far more meaningful if compared with the high income that must be exchanged with the loss of time with our families.
So now there is a choice in your hands. Like a lifetime working hard or start thinking to look for other alternatives, to be financially free.